Monthly Archives: January 2018

It’s Not Just Millennials that Need Personal Financial Education

Posted on January 23, 2018 in Money by

I don’t like talking about debt. But I spend a lot of time talking (and writing) about debt. Mainly because our nation is drowning in debt. From the recent college graduate with $80,000 in student loans, to the middle-aged working class adults that are still paying off student loans but have added a mortgage, car payments, credit car balances, and a home equity line; our nation has a serious debt crisis.

According to an article at Business Insider that published the results of a Trading Economics study, out of 30 countries, America ranks #10 for having the most debt. Americans have a collective $1.14 trillion in auto debt, $1.28 trillion in student loans, and $8.82 trillion in mortgage debt. The total household debt of Americans is up to $8.82 trillion (as of the third quarter of 2016).

These numbers give America a household-debt-to-GDP number of 78.8%; making us the country with the 10th highest debt.

DIED in 2017: Two Notable Deaths You Probably Didn’t Hear About

Posted on January 18, 2018 in Life, Theology by

Much more could be said about these two faith driven people. To say our world is worse for losing them would be an understatement. But what occurred to me was the relative media silence at their passing. Why were they not heralded on lists of notable people we’ve lost in 2017? Perhaps it was because the mission of their lives stands in direct opposition to everything the media and this world holds dear. It makes me wonder how many other “notable voices” have gone silent, unnoticed.

The #1 Way to Take Advantage of the New Tax Bill

Posted on January 16, 2018 in Money by

As a financial professional I work with people newly retired, nearing retirement, or hoping to one day retire accumulate assets, preserve assets, and protect assets. It’s a job involving comprehensive financial planning, asset management, and budgeting. All of the parts have to work together to make sure someone doesn’t outlive their money, among other things. But all this planning can be brought to a screeching halt for one reason:

Next Up: Trans-Racial People

Posted on January 11, 2018 in Public Policy by

Is this really a problem? Is there something wrong with being one thing while claiming to be another? Should we be concerned with someone that lives as another ethnicity instead of their own?

SHOCK: Company Sells Baby Heads to Undercover Reporters

Posted on January 9, 2018 in Life by

A biotech firm called Restore Life USA has been discovered selling aborted baby body parts. In this grisly version of this practice that was first made known to the American public when Planned Parenthood revealed that they sold aborted baby body parts, Restore Life USA was caught selling severed baby heads.

The Feminist Worldview is Incompatible with Love Because It Is Selfish

Posted on January 4, 2018 in Marriage by

Welcome to modern feminism. In our feminist culture where men are evil and must be defeated, women are never to do anything that could be considered demeaning. Such things include: cooking, cleaning, laundry, grocery shopping, any kind of housework, decorating (for holidays or otherwise), and a whole host of other terrible, awful jobs. Any of these things are “below women” and only serve to set women back decades.

Economics 101: Discrimination is Fundamental to a Free Market Economy

Posted on January 3, 2018 in Money, Public Policy, Religious Freedom by

There it is again: it’s not about the person, it’s about the message. Once again, this might sound like a free speech case (and there’s an element of that here) but this is about private property rights. So far Jack has proven over many years that he is willing to serve any person. However, he is not willing to promote every message. That is a value every free person holds dear. The Jewish person does not want to be forced to promote Naziism. The African-American does not want to be forced to promote white supremacy. Are you seeing the point? Every person has the right to discriminate based on his or her sincerely held convictions. Yep, you read that right, we all have the right to discriminate.

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