Monthly Archives: January 2018
I don’t like talking about debt. But I spend a lot of time talking (and writing) about debt. Mainly because our nation is drowning in debt. From the recent college graduate with $80,000 in student loans, to the middle-aged working class adults that are still paying off student loans but have added a mortgage, car payments, credit car balances, and a home equity line; our nation has a serious debt crisis.
According to an article at Business Insider that published the results of a Trading Economics study, out of 30 countries, America ranks #10 for having the most debt. Americans have a collective $1.14 trillion in auto debt, $1.28 trillion in student loans, and $8.82 trillion in mortgage debt. The total household debt of Americans is up to $8.82 trillion (as of the third quarter of 2016).
These numbers give America a household-debt-to-GDP number of 78.8%; making us the country with the 10th highest debt.
As a financial professional I work with people newly retired, nearing retirement, or hoping to one day retire accumulate assets, preserve assets, and protect assets. It’s a job involving comprehensive financial planning, asset management, and budgeting. All of the parts have to work together to make sure someone doesn’t outlive their money, among other things. But all this planning can be brought to a screeching halt for one reason:
Is this really a problem? Is there something wrong with being one thing while claiming to be another? Should we be concerned with someone that lives as another ethnicity instead of their own?
A biotech firm called Restore Life USA has been discovered selling aborted baby body parts. In this grisly version of this practice that was first made known to the American public when Planned Parenthood revealed that they sold aborted baby body parts, Restore Life USA was caught selling severed baby heads.
Welcome to modern feminism. In our feminist culture where men are evil and must be defeated, women are never to do anything that could be considered demeaning. Such things include: cooking, cleaning, laundry, grocery shopping, any kind of housework, decorating (for holidays or otherwise), and a whole host of other terrible, awful jobs. Any of these things are “below women” and only serve to set women back decades.
There it is again: it’s not about the person, it’s about the message. Once again, this might sound like a free speech case (and there’s an element of that here) but this is about private property rights. So far Jack has proven over many years that he is willing to serve any person. However, he is not willing to promote every message. That is a value every free person holds dear. The Jewish person does not want to be forced to promote Naziism. The African-American does not want to be forced to promote white supremacy. Are you seeing the point? Every person has the right to discriminate based on his or her sincerely held convictions. Yep, you read that right, we all have the right to discriminate.