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When was the last time you set financial goals for yourself, or for your family?
Financial goals are just as important as personal goals, professional goals, fitness goals, etc. Most people have a goal of retiring one day, but that’s about it. Aside from knowing they want to retire, they don’t have much of an idea of what other goals to set and how to get to where they want to be financially. But, I think I can help.
I recently read an article that suggested 4 financial goals you can (and should set) right now to help you start moving forward financially. I like the goals mentioned here and through they were worth sharing and discussing. You can read the original article here.
Goal #1: Monitor your credit report and score.
By now I hope we all know how important it is to have a good credit score and credit history. You may not be as familiar with your credit history as you think which is why it is a good idea to pay close attention to your credit report. With so many credit cards, debit cards, and online transactions taking place, it is easy to miss something that could adversely affect your credit score.
For the first time in several election cycles, and certainly in my lifetime, there is no clear choice for evangelical voters in the upcoming presidential election.
I’m going to lay all my cards on the table and say what I think has been going on, and what will happen in November if Trump and Clinton are the nominees.
To this point I think there has been a deliberate effort to prop Trump up as the presumptive nominee for Republicans. The media has done a fantastic job of propping Trump up by giving him far more coverage than any other candidate; when there were more candidates in the race. When you look at some of the outlandish things Trump has said it is hard to believe he is still in the race. That is, unless that was the plan all along.
What is this was the goal: to make Trump the nominee over all the other serious candidates. Standing next to Ted Cruz or Marco Rubio, Trump is a caricature that is hard to take seriously. And somehow, he ended up as the last man standing. And while some would have us believe that Trump can beat Clinton, I think that is a serious error in judgment.
Why would the media pay so much attention to a caricature like Trump?
I thought it was going to be another relaxing Sunday afternoon. I enjoy our family rest day as we go to church together then gather at my parents’ house for lunch. Then we get to rest for the remainder of the day and enjoy family time as we prepare for our week. It’s my favorite day of the week.
But this Sunday would turn out to be very different.
Few outside of our families knew that my wife was pregnant. This was our fourth child and we didn’t see a need to make a big deal of it. Besides, there is a lot going on with our family and we had little time for much else. So besides our families not many people were even aware she was about 11 weeks along.
Well, we thought she was 11 weeks along.
First of all, if you haven’t read the letter from the board of elders at The Journey regarding the events that culminated with the removal of Patrick from his position, you can read it here. I highly encourage you to read the letter (both the one from the elders and the one from Patrick himself) because it perfectly illustrates what biblical discipline in the life of an elder (lead pastor) should look like. And the intended response from that elder should biblical church discipline be needed.
That leads me to why I believe this is an encouraging sequence of events.
I have heard many times over the last few years how people of faith are discouraged and frustrated by the sin of pastors and the subsequent action resulting from that sin. In case you don’t remember some of these high profile cases, let me remind you:
I spend a lot of time during my job talking about “market volatility.” It’s something people know exists, don’t quite understand, and have a lot of questions about. So I spend time explaining it, calming fears, and answering questions. As I thought about “market volatility” I was struck by a couple of articles that made me realize the pastorate is one of the most volatile markets in existence.
When we think of volatile markets we think of ups and downs, gains and losses. If you’re an investor you think of your account value and what the market does to your investment. When the market goes down you incur a loss that can take some time to recuperate. When the market goes up you see a gain that you want to protect. It’s easy to see how the pastorate is very much like the market in its volatility; ups and downs, gains and losses.
But while historically the market has always had periods of volatility – and that doesn’t look to end anytime soon – the pastorate doesn’t have to continue as a place of volatility.
A recent article at The Blaze shared the results of a study conducted by LifeWay Research. The study centered on the main reasons pastors quit the pastorate before retirement age. The study boiled the answers of 734 former senior pastors down to five main reasons:
Story #1: Speaker Paul Ryan: We’re Sending Obama a Bill Next Week That De-Funds Planned Parenthood A bill is set
I don’t know what the first “Christmas” was like. I’m pretty sure it wasn’t called Christmas. And I’m fairly certain that Mary, Joseph, and anyone else involved didn’t quite know what was going on. They knew a baby was being born. They knew God had spoke to them and told them everything would be okay. But beyond that I’m not sure the full impact of that day was realized.
Over the years Christmas has evolved into a day filled with traditions and celebrations that are joyful and festive. Some have to do with that baby born in a manger many centuries ago. Some are simply a product of cultural evolution. Some are…strange (egg nog…really?).
What does not seem to be so common is common sense. The HERO ordinance would have allowed transgender people to use whatever bathroom, shower, locker room, or facility they chose. This means, in very simple terms, that any person can claim to be any gender they want in order to gain access to the facility they want. To put it plainly, men, particularly sexual predators would have immediate access to women’s bathrooms, showers, and locker rooms.
George Washington Law School professor John Banzhaf put the measure in perspective by noting that women would see it as an invasion of their “sexual privacy.” He said:
Efforts have been made to censor the footage almost since the day the very first undercover Planned Parenthood video was released. Planned Parenthood and their affiliates and partners have tried to keep the videos from the public in order to keep their whitewashed image squeaky clean. The mainstream media has been a willing partner in that effort. Nonetheless, the videos have been released and sparked public outrage over the bloody business of harvesting aborted baby body parts for profit.
The video below, however, was released by hackers.
The videos were first released to the Congressional committee investigating Planned Parenthood. Someone, from somewhere on the inside leaked the videos to the public. When a legal firm issued a cease and desist order the videos were then hacked and released to the public. Here’s some commentary on the content of the new series of videos: