Tag Archives: cash
When was the last time you set financial goals for yourself, or for your family?
Financial goals are just as important as personal goals, professional goals, fitness goals, etc. Most people have a goal of retiring one day, but that’s about it. Aside from knowing they want to retire, they don’t have much of an idea of what other goals to set and how to get to where they want to be financially. But, I think I can help.
I recently read an article that suggested 4 financial goals you can (and should set) right now to help you start moving forward financially. I like the goals mentioned here and through they were worth sharing and discussing. You can read the original article here.
Goal #1: Monitor your credit report and score.
By now I hope we all know how important it is to have a good credit score and credit history. You may not be as familiar with your credit history as you think which is why it is a good idea to pay close attention to your credit report. With so many credit cards, debit cards, and online transactions taking place, it is easy to miss something that could adversely affect your credit score.
More money will be spent during this time of year than any other. Between Black Friday, Small Business Saturday, Cyber Monday, and every day between Thanksgiving and Christmas, there is a lot of money flying around. And, as people eagerly cross items off their Christmas shopping list, it causes many people to think about their financial position.
It might surprise you to know just how many people don’t have a budget. Or, maybe that won’t be surprising at all. As a financial professional, I regularly ask people about their budget only to have them look at me sheepishly and say they don’t have one. It’s a problem that spans generations. From people in their 20’s to people preparing to retire, there is a lot of people that don’t have a budget.