The Reformed Advisor

Tag: save

New Study Shows Americans are Not Prepared for Retirement – And I Know Why

Posted on September 12, 2018 in Money by

This seems to indicate that americans are having trouble affording their necessities and the result is less saved for retirement. I disagree that the problem is the ability of the average American to cover their necessities. I would suggest that the issue is the desire for non-necessities that is causing a lack of savings.

The Best Way to Be More Productive – Stop Eating!

Posted on September 6, 2018 in Money by

We have been trained, as Americans, to believe that our bellies should be full all the time. Any twinge of hunger is a bad thing and we must immediately put something in our mouth to satiate the hunger. But this habit could also be contributing to our many ailments, our problems focusing, lowered productivity, and obesity.

An article at Forbes last year comments on the mental benefits of fasting:

If You’re Smart – You Won’t Plan on Social Security for Retirement

Posted on July 5, 2018 in Money by

A report released by Social Security’s trustees said that by 2034 both trust funds would be depleted. Additionally, the report stated that Social Security would need to dip into its trust fund this year to fully fund the program. It’s the first time since 1982 that Social Security has had to use trust fund assets.

Having Trouble with The Doctrine of Election? Start Here (Part 2)

Posted on May 10, 2017 in Theology by

In these verses we come to understand that the will of man is bent on evil and rejection of God. There is no one that will, of his own free will, choose God (Rom. 3:10-19). In fact, the human will is so captive to sin that no man has any desire for God and prefers the darkness over the light (John 3:19). This means that the idea of free will is true. But it also means that if given a choice man will always choose sin, the darkness, and always choose to reject Christ.

When given the choice between sin and Christ, man will always choose sin.

If You Set These 4 Financial Goals You Will End Up Ahead of Others

Posted on March 30, 2017 in Uncategorized by

When was the last time you set financial goals for yourself, or for your family?

Financial goals are just as important as personal goals, professional goals, fitness goals, etc. Most people have a goal of retiring one day, but that’s about it. Aside from knowing they want to retire, they don’t have much of an idea of what other goals to set and how to get to where they want to be financially. But, I think I can help.

I recently read an article that suggested 4 financial goals you can (and should set) right now to help you start moving forward financially. I like the goals mentioned here and through they were worth sharing and discussing. You can read the original article here.

Goal #1: Monitor your credit report and score.

By now I hope we all know how important it is to have a good credit score and credit history. You may not be as familiar with your credit history as you think which is why it is a good idea to pay close attention to your credit report. With so many credit cards, debit cards, and online transactions taking place, it is easy to miss something that could adversely affect your credit score.

Romans 9: Understanding Objections to Election and Making Sense of Paul’s Teaching

Posted on March 15, 2017 in Theology by

One of the biggest advantages of understanding the doctrine of election is that it makes sense of some of the most difficult passages in the Bible. Romans chapter 9 is no exception.

Romans chapter 9 is one of the most difficult passages in the Bible concerning election, salvation, and God’s purpose in it all. In this chapter we have a very difficult verse: “Jacob I loved, but Esau I hated” (v. 13). Making sense out of this verse is very difficult. How do we properly reconcile the God that loves all with a verse in the Bible that says God hated someone?

When taken as a stand-alone verse it doesn’t make much sense. That is proven by some of the terrible interpretations of the verse. Interpretations such as, “God loves the Jews but hates the Arabs.” Or, “God loved all the descendants of Jacob but hates all the descendants of Esau.” Or even, “God will bless the line of Jacob but will not bless the line of Esau.” All of these interpretations are wrong and do terrible violence to the text and its proper understanding.

When this verse is understood in proper context of the larger passage discussing God’s will, election, and salvation, it makes sense.

This One Powerful Tool Could Change Your Financial Future

Posted on March 8, 2017 in Money by

What if I told you there is one very simple, yet powerful tool you can begin using today to make a significant impact in your family’s financial future? Would you be interested in learning more?

The reality is that a majority of Americans are in financial trouble. Everything from student loans to credit card debt is keeping Americans from reaching their financial goals. And, for some, it is keeping them from even saving money on a regular basis. A recent survey found that 33% of Americans have no savings at all, making them prey for financial shock.

One of the Earliest Transcripts of the Historical Christmas Story (Video)

Posted on December 25, 2014 in Theology by

If you’ve ever wondered what Christmas is all about. What the purpose of Christmas is. The “transcript” below of the first Christmas shares the inherent meaning that in inseparable from any Christmas celebration. Without the birth of Jesus Christ 2000 years ago there would be no Christmas. But because God came tow earth as a baby in order to die for the sins of mankind, we can celebrate. Not only can we celebrate today, but for those who have placed their faith in the saving, atoning work of Jesus Christ on the cross, we can celebrate every day.

The following passage, and video, share the events of the first Christmas. I hope you and your family have a very Merry Christmas and honor the true meaning of this joyous day.

Luke 2:4-14 (ESV) – 4 And Joseph also went up from Galilee, from the town of Nazareth, to Judea, to the city of David, which is called Bethlehem, because he was of the house and lineage of David,
5 to be registered with Mary, his betrothed, who was with child.
6 And while they were there, the time came for her to give birth.
7 And she gave birth to her firstborn son and wrapped him in swaddling cloths and laid him in a manger, because there was no place for them in the inn.
8 And in the same region there were shepherds out in the field, keeping watch over their flock by night.
9 And an angel of the Lord appeared to them, and the glory of the Lord shone around them, and they were filled with great fear.
10 And the angel said to them, “Fear not, for behold, I bring you good news of great joy that will be for all the people.
11 For unto you is born this day in the city of David a Savior, who is Christ the Lord.
12 And this will be a sign for you: you will find a baby wrapped in swaddling cloths and lying in a manger.”
13 And suddenly there was with the angel a multitude of the heavenly host praising God and saying,
14 “Glory to God in the highest, and on earth peace among those with whom he is pleased!”

Will Your 35 Year Old Kids Be Living in Your Basement?

Posted on April 29, 2014 in Family by

As a 5-year old child I can vividly remember asking my parents if we had enough money to pay bills, and get food. Not because we ever lacked the ability to pay our bills or buy food, but because things were tight and I had enough sense to be concerned about our financial matters. Now, people who know me best often joke that I still have the first nickel I ever earned saved somewhere for a rainy day.

One thing is for certain; I don’t want my kids to grow up without the ability to be savers and givers, and the responsibility of teaching kids proper stewardship falls squarely in the lap of parents. This is a responsibility that, sadly, many parents neglect and conclude their kids eventually will learn.

Don’t be so sure. I taught money management to high school juniors and seniors for a time, and I was amazed at what they didn’t know. They didn’t know how to balance a check book. They didn’t know how to write a check. They didn’t know you have to pay back the money you put on a credit card! And these are students preparing for college.

Dave Ramsey is a financial guru with years of experience. More importantly he knows what it is like to be wealthy, lose it all in bankruptcy, then claw his way back to the top stronger than ever. Now Dave Ramsey is a debt-free multi-millionaire that spends his time teaching others the principles needed to have “Financial Peace.”

40 Days for Life: How Many Babies Have Been Saved So Far…

Posted on March 17, 2014 in Life by

St. Patrick’s Day should start with good news – and today we have plenty! So far during this campaign, we are aware of …… 142 babies who, through your prayers and the Lord’s mercy, have been saved from abortion.

Praise God!

Here are more stories of lives permanently changed on the sidewalks outside the abortion centers.

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